Ecafintch

Terms & Conditions

Last updated: 15 January 2026

These Terms govern the use of the ecafintch.com website, owned by Ecafintch S.A.S. (Tax ID 1793204856001), and of the informational services offered through it. Actual investment in crowdlending operations is governed by specific contracts signed separately.

1. Object

The site provides information about the real estate crowdlending model in Ecuador, descriptions of representative projects and the option to subscribe to an opportunity list. It does not constitute a public offer of securities or personalised financial advice.

2. Acceptance

Use of the site implies full acceptance of these Terms. If you disagree, do not use the site.

3. Capacity

To subscribe to the opportunity list you must be 18 years old or older and have legal capacity under Ecuadorian law. Actual investing additionally requires anti-money-laundering checks.

4. Nature of the information

Project data published on the site (rates, terms, locations) is illustrative. The definitive conditions of each operation are set out in the loan contract and the data sheet delivered to the investor before contributing capital. Past returns do not guarantee future returns.

5. Risks

Real estate crowdlending involves developer-default risk, construction risk, property-market risk and liquidity risk. It is not a bank deposit and is not covered by the Deposit Insurance Corporation (COSEDE). We recommend not investing more than 10% of your liquid net worth in this type of asset.

6. Intellectual property

The contents of the site (texts, graphics, the "Ecafintch" brand) are owned by Ecafintch S.A.S. or used under licence. Their commercial reproduction without written authorisation is prohibited.

7. Limitation of liability

Ecafintch is not liable for temporary interruptions due to force majeure, scheduled maintenance or cyber-attacks, nor for the investment decisions made by users.

8. Governing law and jurisdiction

These Terms are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the Metropolitan District of Quito, without prejudice to the option of prior mediation before the Arbitration and Mediation Centre of the Quito Chamber of Commerce.

9. Contact

For questions about these Terms: legal@ecafintch.com.

Ecafintch

Regulated real estate crowdlending, made in Ecuador.

Contact

  • Av. República de El Salvador N34-183 y Suiza, Murano Plaza Building, 9th floor, office 902. Quito 170135, Ecuador.
  • +593 2 600 4218
  • hola@ecafintch.com
  • Monday to Friday, 09:00 to 18:00 (GMT-5)

Company details

Legal name: Ecafintch S.A.S.

Tax ID (RUC): 1793204856001

Incorporated before the Ecuadorian Superintendency of Companies, Securities and Insurance, file 738142, by public deed dated 14 March 2022.

Activity recognised under the Organic Law of Entrepreneurship and Innovation (Official Gazette Sup. 151, 28-Feb-2020) and supervised by the Superintendency of Companies, Securities and Insurance (SCVS).

Governing law and jurisdiction: Republic of Ecuador. Judicial seat: Metropolitan District of Quito.

Year of incorporation: 2022.

Published yields are target figures and are not guaranteed. Investing in crowdlending involves the risk of partial or total loss of capital. Read each project carefully before investing.

© 2026 Ecafintch S.A.S. All rights reserved.

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